Bagya was born in Mumbai and brought up in both Mumbai and Hyderbad. She has completed her B.com with specialisation in Banking and Insurance from University of Mumbai and is pursuing her MBA in Banking and Finance from Narsee Moinjee Mumbai. She will be finishing it this December. She also is a Sap(FI) certified and is currently working as a Consultant in one of the top MNCs for SAP.she has done her master's in FRM from Trinity college Dublin
She is a well behaved girl. She has traditional values with modern outlooks. She is passionate about travelling, music . Her love for animals is been very intense.. Especially for dogs.